Terms of Service

These Terms govern your use of Flick Trader at app.flicktrader.com and flicktrader.com (the “Service”), operated by TODO: legal entity or individual name (“we”, “us”). By using the Service you accept them. If you do not accept them, do not use the Service.

Two other documents form part of this agreement and you should read both: the Privacy Policy and the Risk Disclaimer.

You must be at least 18 years old to create an account.

Flick Trader is a market-analysis, strategy-building and backtesting tool. It displays public market data, computes analytics from it, and lets you design trading strategies and test them against historical data or run them as simulated (“paper”) bots.

It is not, and does not do, any of the following:

• It is not a broker, dealer, exchange or investment firm, and it is not licensed as one.
• It executes no orders. No trade you see in this product is real.
• It holds no funds or assets and offers no custody, wallet or payment service.
• It does not connect to your exchange account and does not act on your behalf anywhere.
• It provides no investment advice and no personal recommendation. See the Risk Disclaimer.

The Service is provided free. There is no subscription, no fee and no payment method on file. Because you pay nothing, you should read section 8 carefully: our liability is limited accordingly.

Some features are marked as premium and are switched off. If we introduce paid features, they will be optional and priced before you are asked to pay for anything, and these Terms will be updated first.

Most of the Service works with no account at all. An account is needed only for the features that are meaningless without an identity — the journal, paper bots, saved strategies, the portfolio tracker and the social surfaces.

Accounts are managed by Clerk, our authentication provider. You are responsible for keeping your sign-in credentials secure and for activity under your account. Tell us promptly if you believe it has been compromised.

You may delete your account at any time from the account menu in the app. See section 6 for what that does and does not remove.

You agree not to:

• use the Service for anything unlawful, or in breach of the rules of any market or regulator that applies to you;
• present output from the Service to other people as investment advice, a personal recommendation, or a promise of returns;
• scrape, mirror or systematically extract the Service or the market data flowing through it, or use our data-proxy endpoints as a data source for another product — they exist to serve this application, they are rate-limited, and the upstream providers’ own terms apply to that data;
• place automated load on the Service beyond ordinary personal use, or attempt to evade rate limits or caching;
• probe, scan or attempt to breach the Service, or to access another user’s account;
• upload or post anything unlawful, abusive, deceptive or infringing, or impersonate anyone;
• reverse engineer, decompile or attempt to derive the source of the Service, except where that restriction is unenforceable under applicable law.

We may suspend or terminate access that breaches this section, or that threatens the availability of the Service for others.

The strategies, paper bots, watchlists and journal entries you create are stored in your own browser, under localStorage keys listed in the Privacy Policy. We do not receive them, store them or back them up.

You own what you create, and because it never reaches us we claim no licence over it.

The other side of that arrangement is the important part: we cannot recover your work, ever. Clearing your browser data, using private browsing, switching browsers or devices, or a browser reclaiming storage will remove it, and there is no copy on our side. Deleting your account does not delete this local data, and clearing local data does not delete your account. If a strategy matters to you, export or record it yourself.

Where the Service offers social features, anything you deliberately publish through them is a different matter: you keep ownership, but you grant us a non-exclusive, worldwide, royalty-free licence to host and display it within the Service for as long as you keep it published.

The Service — its software, interface, design, text and the name and logo “Flick Trader” — belongs to us and is protected by copyright and trade mark law. These Terms grant you a personal, revocable, non-exclusive, non-transferable right to use the Service for your own purposes. Nothing else is transferred.

Market data displayed in the Service belongs to the providers it comes from — the exchanges, index compilers, the European Central Bank and the others named in the Privacy Policy. We present it under their public terms; we do not own it and cannot sub-license it to you. Analytics we compute from it (indicators, correlations, backtest results) are outputs of our software, and you are free to use them for your own decisions.

The Service is built on open-source components, each under its own licence.

To the fullest extent permitted by law we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose and non-infringement. In particular we do not warrant that:

• the market data is accurate, complete, current or uninterrupted. It comes from free public sources, is delayed or end-of-day depending on the market, and those sources can be wrong, gapped or unavailable without notice;
• any analytic, signal, indicator, screen or backtest result is correct, or has any predictive value whatsoever;
• the Service will be available, uninterrupted or error-free;
• defects will be corrected.

You are solely responsible for your own trading and investment decisions and for any resulting losses. The Service is information and simulation. It does not know your circumstances and does not tell you what to do.

To the fullest extent permitted by law, we are not liable for any trading losses, lost profits, lost opportunity, loss of data (including local data removed by your own browser), or any indirect, incidental, special, consequential or punitive damages, arising from your use of or inability to use the Service — whether or not we were told such damage was possible.

The Service is free, so where liability cannot be excluded it is limited to the greater of the amount you paid us in the twelve months before the claim (which is zero) or a nominal sum determined by the applicable law.

Nothing in these Terms excludes liability that cannot lawfully be excluded — including liability for death or personal injury caused by negligence, for fraud, or any mandatory consumer rights you have under Turkish law or the law of your country of residence.

The Service depends on third-party providers for authentication, hosting and market data, and links out to third-party sites such as KAP and exchange pages. We do not control them, are not responsible for their content, accuracy or availability, and their terms and privacy policies govern your use of them.

The Service is under active development. We may add, change, suspend or remove any part of it at any time, including features you rely on, and we may do so without notice. We may also stop providing the Service altogether. Because your content is stored in your own browser, it is unaffected by our changes — but it is also your responsibility to keep, as explained in section 6.

We may update these Terms. The date at the top of this page changes when we do. Material changes will be signposted in the app. Continuing to use the Service after a change means you accept the updated Terms.

You may stop using the Service at any time and delete your account from the account menu. We may suspend or terminate your access if you breach these Terms or where we must do so by law. Sections 6 through 9 and 13 survive termination.

These Terms are governed by TODO: governing law — e.g. the laws of the Republic of Türkiye, without regard to its conflict-of-laws rules. Disputes arising out of or in connection with them are subject to the exclusive jurisdiction of TODO: competent courts — e.g. the Istanbul Courts and Enforcement Offices.

If you are a consumer, this does not deprive you of the protection of the mandatory consumer-law rules of your country of residence, including your right to bring proceedings before your local consumer arbitration committee or courts where the law gives you that right.

If any provision of these Terms is held unenforceable, the rest remain in force. Our failure to enforce a provision is not a waiver of it. You may not assign these Terms; we may assign them to a successor of the Service. These Terms, together with the Privacy Policy and Risk Disclaimer, are the entire agreement between us about the Service.

Questions about these Terms: TODO: contact email address, addressed to TODO: legal entity or individual name at TODO: registered address.